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Fire Consequential Loss

The Pacific Insurance Berhad > Products > Fire > Fire Consequential Loss

5 REASONS WHY

You should buy insurance policy from The Pacific Insurance Berhad

  • HONESTY & INTEGRITY
  • PROFESSIONALISM
  • CUSTOMER SERVICE EXCELLENCE
  • TEAMWORK
  • CORPORATE GOVERNANCE

ABOUT THIS POLICY

This class of insurance is also called Loss of Profit or Business Interruption Insurance.

While fire insurance indemnifies the material loss as a result of a fire damage, the insured may still stand to lose because his business is interrupted. He still has to continue to pay bank interest, utilities, rent, etc. which are fixed in nature. These expenditures are also called Standing charges. In addition, the insured may suffer a reduction in his production and turnover or income. He too will lose his net profit.

Thus, this policy is designed to pay all the Standing Charges and Gross Profit in the event of a fire damage/loss.

A standard consequential loss insurance policy insurers against loss of :

  • the Gross Profit
  • the Wages
  • the Accountant’s Charges

resulting from fire damage. The Policy can also, like the fire policy, be extended to cover full perils with an additional premium.

800+
PANEL PARTNERS ACROSS MALAYSIA
Panel Workshops
PANEL WORKSHOPS
Panel Windscreen Workshops
PANEL WINDSCREEN WORKSHOPS
Panel Hospital
PANEL HOSPITAL

THIS MAKES IT ALL WORTHWHILE

READ CUSTOMER TESTIMONIALS FOR

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Pacific Insurance Bhd (PIB), a market leader in medical insurance, has been our strategic partner since 2003. With the acquisition by the Fairfax Group, the new management has taken positive steps in improving… Read All

Andrew YuanGroup Executive Chairman, IHM Group of Companies

The prices of motor policy or non-motor is affordable to our customer. We currently satisfied with third party fire and theft

Aqil bin ManogaranAqil Mnm Enterprise (Agency)

The Pacific Insurance now are the cheapest insurance in the market.

  • Claim very fast
  • The Affinity team is very hard working and fast respond

Sazalisu bin Muhamad ZainAsamas (Agency)

Friendly and efficient with good support given. Keep it up.

Abdah Muharam bin Mohd AbasAbdah Motorsports (Agency)

Good service. Speed service and efficient. Helpful. Good marketing service.

Yan Peck Yong

Herewith would like to state a big and warm thank you to The Pacific Insurance Berhad T.P.I.B; especially to Shubli, Mei Si, Liz and Faizal for the excellent services extended throughout the years since 2007.

Adrian Lim Seng Huat